The good folks in New Jersey found out how helpful FEMA is in a disaster. Answer: Not very.
I've been saying this for years. In a disaster, FEMA is useless. Often less than useless, and I speak from first-hand knowledge here, dear readers. FEMA should be disbanded. Period. In it's place, we should create a civilian emergency response service. Like the National Guard, but without weapons or police powers. Each State would control their own service; but like the National Guard it would be funded by the Federal Government, and could be called to active duty by the State or Feds.